MyLoanLimit helps Indian borrowers understand what they can likely borrow before they approach a lender. You enter a few details and get an estimate, along with a clear explanation of what is setting that number and what might improve it.
Why we built it
Loan decisions can feel like a black box. You may apply, receive a smaller offer or a rejection, and not know why. Each application also adds a hard enquiry to your credit report. Knowing your likely limit and weak spots first can help you apply better, and only when you're ready.
How the estimates work
Our calculators apply benchmarks commonly used by Indian banks and NBFCs: CIBIL score bands, FOIR, age limits, minimum income, loan-to-value ratios, income multiples, turnover caps and business vintage. They don't represent the policy of any particular lender, and the rates shown are indicative. Try the calculator or read our guides to learn more.
What we don't do
- We are not a bank, NBFC, loan agent or financial adviser.
- We don't take loan applications, arrange loans or make offers.
- We don't pull your credit report, so using the calculator doesn't affect your score.
- We don't ask you to sign up, and the numbers you enter stay in your browser.
Read the full disclaimer and privacy policy, or contact us with feedback.