Disclaimer

Our results are estimates, not loan offers, and we are not a lender.

Last updated: 6 November 2026

Estimates only

All results on this website, including eligibility amounts, EMIs, rates, FOIR and any status such as "Likely eligible", are indicative estimates based on the information you enter and on commonly used benchmarks. They are not a loan offer, sanction, approval or commitment by anyone.

Your actual eligibility, amount, rate, tenure and charges may differ materially. Only a lender can decide them, after verifying your documents and checking your credit report under its own policy.

We are not a lender

MyLoanLimit is not a bank, NBFC, loan agent, direct selling agent or credit bureau. We don't lend money, accept applications, arrange loans or act on behalf of any lender. We have no way to influence a lender's decision.

No credit check

We don't access your credit report, and using our tools doesn't affect your credit score. Any score you enter is one you provide yourself.

Indicative rates and benchmarks

The interest rates, FOIR norms, loan-to-value ratios, income multiples and minimum criteria on this site are general benchmarks. They don't represent the policy of any particular lender, and they may be out of date, since lender policies and market rates change.

Not financial advice

Our tools and guides are general information. They aren't financial, legal or tax advice and don't consider your full circumstances. Consider speaking to a qualified professional before making a major financial decision, especially one that pledges property as security.

Accuracy and liability

We try to keep the site accurate, but we make no guarantee that it is complete, current or free from errors. You use it at your own risk and, to the extent permitted by law, we aren't liable for any loss arising from your use of the site or your reliance on its results.

Trademarks

CIBIL is a trademark of TransUnion CIBIL Limited. Other names belong to their respective owners. We use these names only to describe credit scores, and we aren't affiliated with or endorsed by them.

Questions

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